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Credit Card is a common Joker which allows you to have up to $20 in debt. It means you can spend an additional $20, even if your money is $0.

Note that if you're in debt and you sell the Credit Card, you cannot purchase anything until you climb out of the negatives.

Synergies[]

Decks[]

  • Green Deck Green Deck does not generate interest based on current money, which means being in debt doesn’t hinder your income.

Jokers[]

  • Vagabond Vagabond allows you to get Tarot cards every time you play a hand with $4 or less. Staying in debt with the Credit Card assures you will create many Tarot cards.
  • Multiple copies of Credit Card Credit Card allow you to have $20 of debt for every copy you have, if that's something you would want.

Blinds[]

  • The Ox: Playing your most played hand this run sets money to $0, which can be used to wipe out Credit Card's debt.
  • The Tooth: Be careful when going into debt with this boss blind, as you may lose a lot of money and go deeply below -$20.

Consumables[]

  • The Wraith Spectral card sets your money to $0 after use, meaning you gain money if your balance is below $0.
  • The Hermit Tarot card (which normally doubles your money) gives no money if you have $0 or less, but won't double your debt.

Trivia[]

  • During the second demo, Credit Card cost $2 to buy. This was changed to $1 upon release, making Credit Card the cheapest consumable without using any Vouchers. It is also unique in that it can be bought and sold for the same price, meaning players can pick it up and later sell it and get a full refund.
  • The card number on the card is entirely fictional, and does not correspond with any real-world providers. However, it can be broken down into:
    • 867-5309, the phone number featured in the popular song of the same name by Johnny Tutone.
    • 420 and 69, two numbers commonly used in memes and Internet-based humor.
    • 1234, simply the first four numerals, often used in dummy credit card numbers.
  • Credit Card is one of the few non-effect Jokers to have a consistent, unconditional, unchanging effect. The others are Joker Joker and Golden Joker Golden Joker.

In other languages[]

Language Name Notes
Chinese (Simplified) 信用卡
Chinese (Traditional) 信用卡
Dutch Creditcard
French Carte de crédit
German Kreditkarte
Indonesian Credit Card
Italian Carta di credito
Japanese クレジットカード
Korean 신용 카드
Polish Karta kredytowa
Portuguese (Brazilian) Cartão de Crédito
Russian Кредитная карта
Spanish (Spain) Tarjeta de crédito
Spanish (Latin America) Tarjeta de crédito


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